Foreclosure Articles House Foreclosure Free Foreclosure Info to Save Your Home Use our free information to save your home from foreclosure today. Learn what options you have and your chances of success for each. Do not lose your home and be evicted. The question you may be asking about house foreclosure is: How do I stop foreclosure and still keep my home? Since you are reading this, I know you are searching for information on how to stop a foreclosure. Maybe you are feeling a little frustrated or confused. I know when I was going through my financial crisis a few years ago, my biggest block was that I just didn't know what to do! Perhaps I can now assist you. Let's look at 3 options you have now to stop a foreclosure and keep your home: 1. Refinance. You may have already gotten offers for this. Refinancing can be a very good way to stop foreclosure and save your home. You will need to have decent credit to qualify and they do not take your hardship into consideration. If you defaulted on your house payments the chance is that your credit may already be damaged. But hey, find out. If refinancing is right for you follow these tips: - Stay away from Adjustable Rate Mortgages (ARM) or any exotic reverse or interest only loans. These fancy loans are often used in a predatory manner to lure the homeowner in. - Make sure you understand the terms and payments and you honestly can afford them long term. It is your responsibility to stay within your means. HUD Foreclosure Home Listings Search for real estate foreclosures in your area and get property details, photos, location map and contact information. 2. Real Estate Investor. You may have already been approached by an investor or two. Most investors want to buy your home, stop foreclosure, and remove you from the property to rent or sell it to someone else. Ask an investor if he or she would be willing to allow you to enter a "lease to buy" agreement. While you may lose the title to the property for a set time (and your equity), you will be able to continue living in your home and eventually regain ownership. If you choose to work with an investor, follow these tips: - Do your research on the investor. You want to be sure they are legit. - Get everything in writing! HUD 1001 Home Mortgage Loans HUD Loans & Information. Compare HUD and other government housing loan programs. No money down, bad credit OK. Fill out our short form for your Free Quote today. 3. Loss Mitigation. "What is loss mitigation?" you ask. I hear this a lot. Loss mitigation is a professional counseling service that works on behalf of you, the homeowner, to negotiate with your lender to reinstate and/or modify your existing loan. They take your hardship (reason you fell behind on your payments) and your financial situation into consideration. Loss mitigation doesn't rely on credit nor does it take your home or equity. I hear from many frustrated homeowners that they feel the lender is not giving them a chance. With a reputable loss mitigation company negotiating for you, the odds of keeping your home rise considerably. Just follow this tip: - Make sure the loss mitigation company you choose is reputable and has experience. U.S. Government Auctions - Foreclosures Informative article. Register for under $40 and save thousands on homes and cars. Considering your options and taking action is half the battle. Your house foreclosure won't just fade away, so remember; you do have power and can make a difference. To Saving the American Dream One Home at a Time. Stacey Krech (http://www.HelpMeKeepMyHome.com) is a nationally known House Foreclosure Specialist and Financial Educator. She helps homeowners impower themselves and stop foreclosure through education, public awareness and service.